How Should a Mature Democracy Remember Its Past?

As the United States celebrates 250 years of independence, another debate has quietly returned to the national stage: what should be done with public monuments that were removed during the social upheaval of 2020? The discussion is not simply about statues. It raises a much deeper question that every democracy eventually faces—how should a nation honour its history while acknowledging its imperfections? The answer may determine not only how future generations remember the past, but also how they define their national identity.

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When the Market Gets the Story Wrong: What Oil Teaches Us About Broken Assumptions

Even expert forecasts can fail when their assumptions about demand, supply, and transition speed don’t match reality. The oil market shows how consensus thinking can break down—and why investors should focus less on predictions and more on hidden assumptions behind them

The Con Never Ends: Why We Keep Falling for the Same Old Scam

Every generation believes it is too sophisticated to fall for an old-fashioned scam. Yet the scams keep evolving, the promises become more glamorous, and the victims remain painfully ordinary. From boiler rooms to leveraged ETFs to cryptocurrency and AI-themed investments, greed has changed its costume—but not its script.

Borrowed Dreams: The Dangerous Rise of Leveraged Speculation Among Retail Investors

As retail investors increasingly borrow money to chase spectacular gains in leveraged single-stock ETFs, a troubling question arises: Are investors building wealth, or merely gambling with borrowed money? History repeatedly shows that when greed and fear of missing out overpower caution, financial euphoria can quickly turn into devastating losses.

The Inflation Fight Isn't Over: When Will Ordinary Americans Finally Get Some Relief?

As inflationary pressures are being reignited by the AI investment boom, lingering tariff effects, and disruptions from conflict in the Middle East, many American families are once again finding themselves squeezed. The question millions are asking is simple: when will everyday life become affordable again?